Looking for More Info On The National Down Payment Assistance Grant?
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The Empower DPA Grant!
Forgivable 2% or 3.5% Grant, No Repayment, No Second Lien. * Not Available in the state of Washington
You may be eligible to use this grant to purchase a home if you:
– Have not owned a home in the past 3 years
– Are an active or retired Local State or Federal Government employee
– Are a current or retired medical professional
– Have EVER served as an unpaid volunteer (PTA, Sports Coach, Church, etc)
General Qualifications:
– 580+ Fico
– Max Debt To Income Ration 49.99%
– 1-2 Unit property
– Manufactured Homes (Single, Double, & Triple Wide on Permanent Foundation – no leased land)
– PUD’s, Townhouses, FHA Approved Condo’s
– Up to 6% Seller Concession allowed
This licensee is performing acts for which a mortgage lender license is required. C2 Financial Corporation is licensed by the Florida Office of Financial Regulations, OFR# MBR3519; Arizona Department of Financial Institutions, Broker # 919209; California Department of Real Estate, Broker # 01821025; Idaho Department of Finance, Broker license # MBL-9475; Texas Department of Savings and Mortgage Lending; Washington Office Department of Financial Institutions, DFI# CL-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of FL,AZ,CA,ID,TX and WA.
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. Written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Steps From Here
Prequalified
Getting prequalified is an important step in buying a home and getting the best mortgage possible.
Credit
Begin checking your credit score 3-6 months before applying for a mortgage. There are little fixes that can be done if necessary to raise your score!
Programs
There are many different loan programs out there. List out your assets, income, and any special factors that apply to you (military, etc.) and let’s get to work.